Processing Solutions

The power behind modern debit card processing

Real-time debit transactions demand secure, resilient technology that can authorize payments in milliseconds, route across multiple networks and stop fraud without creating friction. Peregrine™ processing solutions by SHAZAM does exactly that. Our end-to-end payments platform powers debit card, ATM and acquirer processing, connecting financial institutions, fintechs and merchants directly to global card networks for fast, reliable money movement.

Designed for community financial institutions and regulated industries, Peregrine™ brings essential payment processing capabilities together in one secure environment. Authorization, routing, settlement, fraud monitoring, reporting and dispute management all operate on resilient infrastructure built to streamline operations and support compliance.

Behind the scenes, the Peregrine™ gateway manages the entire transaction lifecycle. Each payment is instantly screened, verified and authorized across major networks like Visa^® and Mastercard^®. Fraud checks are applied, balances are confirmed and responses return in seconds — ensuring consistent, real-time performance across every channel.

Backed by over 50 years of SHAZAM expertise, Peregrine™provides the strength, scalability and support you need. It's secure, modern payment processing designed for today’s needs and tomorrow’s opportunities.

Debit processing solutions

Peregrine™ debit processing solutions help financial institutions deliver secure, real‑time performance across every debit channel, from issuance to authorization and settlement.

With integrated fraud management, intelligent routing and live visibility into debit card transactions, banks and credit unions gain greater control, operational efficiency and the confidence to scale their debit programs with precision.

ATM services

Peregrine™ ATM processing services help financial institutions strengthen uptime, visibility and cardholder satisfaction across their entire ATM program.

With real‑time monitoring, surcharge‑free access and nationwide reach through the SHAZAM ATM network, banks and credit unions gain dependable performance, proactive control and the flexibility to operate and scale efficiently.

Acquiring solutions

Peregrine™ acquiring solutions connects financial institutions, fintechs and ATM operators to multiple debit networks through a single, secure integration — the Peregrine™ gateway.

Whether you're routing ATM transactions or moving money to and from debit cards, Peregrine™ offers intelligent routing across the networks that matter — backed by the SHAZAM team and 99.99% network uptime.

transactions processed annually

payments network uptime

U.S. debit card reach

payments industry experience

An $85K win for our debit program

“What excites me most about our partnership with SHAZAM is the cost savings. Based on recent estimates, we're experiencing an estimated savings of $6,000 to $8,000 every month since our conversion. That’s an estimated annual savings of $85,000 from the debit card program alone.”

Dan Zimolzak, President & CEO

Toledo Metro Federal Credit Union — Toledo, OH

Smarter debit starts with unified processing & network power

Few partners provide what SHAZAM delivers: a fully integrated payments processing platform combined with one of the nation’s only independently operated debit networks. Our independence means we invest in your long‑term success — not shareholder returns.

When institutions choose SHAZAM as their exclusive processing and network partner, they gain a streamlined, cost‑effective debit program with stronger performance, broader reach and increased profitability powered by unified payment processing solutions.

Proven expertise in the payments industry

With more than 50 years of experience in the industry, SHAZAM is a trusted payments processing partner supporting financial institutions, merchants and highly regulated organizations by powering secure, real‑time transactions.

Banks & credit unions

Processing power designed for your growth

Your payments environment should accelerate your growth — not hold it back. Peregrine™ processing solutions delivers the reliability and scalability needed to handle rising transaction volumes, evolving customer expectations and emerging payment rails.

With a focus on efficiency and transparency, Peregrine™ gives institutions control over their debit processing environment. Our flexible architecture supports evolving strategies, improves risk management and keeps operations efficient. From daily reliability to long term modernization, Peregrine™ provides payment processing solutions that grow and adapt with you.

Ready to modernize your payments strategy?