Card Controls
Brella logo

Real-time debit card controls built into live processing

Today’s cardholders expect more than approvals. They want visibility, control and the ability to act instantly — without calling the branch.

Brella is SHAZAM’s integrated mobile app, designed to deliver real-time debit card controls within the Peregrine™ processing environment. Because Brella connects directly to live authorization, changes that cardholders make in the app — like choosing to lock or unlock their debit card, submit travel plans or adjust notification settings — take effect immediately. That direct connection supports continuous transaction monitoring, enables instant fraud alerts and creates transparency at every touchpoint.

For community banks and credit unions, a modern card management app does much more than improve the cardholder experience. It helps reduce fraud exposure, lower avoidable service calls and support sustainable debit portfolio growth — all while strengthening your digital ecosystem.

Live, integrated card controls

A card management app connected to live authorization

Brella is a fully integrated card management app, not a bolt‑on. Built directly into the Peregrine™ processing environment, every action takes effect instantly — no delays, no uncertainty.

With real-time debit card controls, cardholders can:

  • Lock or unlock card access in real time
  • Manage fraud alerts and notifications
  • View account balances
  • Send and receive P2P payments
  • Submit travel notices in seconds

Brella works as a standalone mobile card control app or integrates seamlessly into your existing digital banking platform using a secure API — extending functionality without disrupting your brand experience.

Stronger debit performance

Better card controls drive better results

Digital expectations now impact performance. Real-time debit card controls are no longer optional — they’re essential.

For community banks and credit unions, Brella connects cardholder empowerment with operational efficiency, supporting fraud mitigation and long-term debit program strength.

Benefits include:

  • Stronger security confidence through instant fraud alerts and live transaction monitoring
  • Reduced service costs as cardholders independently lock and unlock debit card access
  • Improved top-of-wallet usage powered by seamless card control experiences
  • Higher digital engagement that drives deeper relationships and cross-sell opportunities

When cardholders trust their ability to monitor and control debit activity, usage increases — and so does your portfolio performance.

Built for banks & credit unions

Designed for operational reality — not workarounds

Brella is built specifically for the needs of community banks and credit unions. Because it operates inside SHAZAM’s Peregrine™ processing environment, there’s no reliance on delayed syncs, third‑party overlays or manual updates.

That means:

  • Real-time debit card controls tied directly to authorization
  • Fewer card-related service calls and disputes
  • Clear auditability and consistent rule enforcement
  • A scalable foundation that evolves with your debit program

Backed by SHAZAM’s processing expertise, Brella delivers the reliability, security and transparency financial institutions need — while meeting modern cardholder expectations.

Frequently asked questions 

What is the Brella mobile app?

Brella is SHAZAM’s integrated mobile card control app that delivers real-time debit card controls directly through live processing.

How does Brella help reduce fraud?

Brella combines instant fraud alerts, continuous transaction monitoring and the ability to instantly lock and unlock debit card access. These controls help cardholders prevent fraud and catch suspicious activity early.

Can Brella integrate into our financial institution's existing mobile app?

Yes. Brella supports secure API integration, allowing you to embed its debit card controls within your existing digital banking experience.

Real‑time debit controls that support real growth

Debit cards remain one of your most active — and most visible — products. As cardholder expectations rising and fraud risk evolving, real-time debit card controls are no longer optional. With SHAZAM’s integrated mobile card control app — Brella — community banks and credit unions gain a proven way to deliver immediate control, continuous visibility and friction‑free confidence, without adding operational complexity.

Integrated directly into live processing, Brella aligns cardholder empowerment with efficiency, security and sustainable debit portfolio growth. Whether deployed as a standalone mobile card control app or embedded into your existing digital experience, Brella helps you modernize debit performance — today and for what’s next.

Ready to strengthen your debit portfolio?