Debit Rewards program rules

SHAZAM Debit Rewards is a free debit card loyalty program available to financial institutions that use Peregrine™ debit card processing.

Each quarter, SHAZAM sponsors promotional sweepstakes that include random prize drawings for eligible debit cardholders. Cardholders earn entries by completing qualifying transactions during the promotional period using an ATM or debit card issued by a participating financial institution.

No purchase or transaction is necessary to enter. Alternative methods of entry are available, as outlined in the official rules.

Eligibility requirements, transaction qualifications, prize details and entry options vary by promotion. Please review the official rules and regulations below for complete terms and conditions for each campaign.


Request additional information



 

Summer Splash Rewards | July 1 – September 30, 2026

Use your debit or ATM card for PIN- or signature-based purchases from 12:00:00 a.m. PT on July 1, 2026, through 11:59:59 p.m. PT on September 30, 2026 (the “Promotion Period”) for chances to win a $500.00 SHAZAM gift card, or a $50.00 SHAZAM gift card, eight (8) of which will be given away each month of the Promotion Period. Entry for these drawings automatically occurs every time a customer of an enrolled SHAZAM financial institution makes a PIN- or signature-based purchase processed through SHAZAM during the Promotion Period with an ATM or debit card issued by such financial institution. Your financial institution uses SHAZAM for your debit card processing and has acknowledged all proper consent was obtained for participation in the Sweepstakes and any related communication. If you or an authorized user did not provide consent or if you have any other concerns, please contact your financial institution immediately.

 

SHAZAM, Inc. (“SHAZAM”) is the sponsor of the Summer Splash Rewards SHAZAM Sweepstakes (the “Sweepstakes”). There is no limit on entries per eligible customer during the entry period. Chances of winning a prize are based upon the number of eligible entries received. These prizes may not be exchanged or redeemed for cash or credit.

Summer Splash Rewards SHAZAM Sweepstakes Official Rules and Regulations

Entry & Eligibility

To Enter: There are two (2) ways to enter the Sweepstakes during the Promotion Period: 1) Automatic entry: One entry into the drawing automatically occurs for each ATM or debit card PIN- or signature-based purchase completed during the Promotion Period by a customer of an enrolled financial institution. Certain restrictions may apply. Only ATM or debit card PIN- or signature-based purchases made during the Promotion Period by cardholders that are in good standing under their customer agreement for that account using cards issued by a participating financial institution during the Promotion Period and said transactions are processed through SHAZAM are eligible for automatic entry. In the event of a dispute as to who submitted a particular cardholder entry, such entry will be deemed to be submitted by the primary person in whose name the card used to enter the Sweepstakes was issued. Account adjustment transactions/returns, cash advances, balance transfers, non-U.S. dollar purchases, payment of late fees or over-limit fees, and health and benefit cards are excluded from automatic entry. ATM or debit cards or card numbers that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for automatic entry. Automatic entries must be made by 11:59:59 p.m. PT on September 30, 2026, in order to be eligible. 2) To enter without purchase: Send a 3” x 5” postcard with your name, address, phone number, the name of your enrolled financial institution, and their ABA number to: Summer Splash Rewards SHAZAM Sweepstakes, 6700 Pioneer Parkway, Johnston, IA 50131. Mail-in entries must be postmarked by September 30, 2026 and received by October 7, 2026, in order to be eligible. Enter as often as you wish; however, each mail-in entry must be mailed in a separate postmarked, postcard. Entrants may enter only by using one of the entry methods described in these rules. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate are void. If a financial institution is not enrolled, any attempted entries received will not be considered valid. Entries become the property of SHAZAM, Inc. and will not be acknowledged or returned. No purchase is necessary to enter or win. A purchase will not increase your chances of winning.

Eligibility: The Sweepstakes is open only to citizens of the fifty (50) United States and the District of Columbia, 18 years of age and older as of July 1, 2026. Commercial card eligibility is subject to employer policies regarding rewards program participation. Void in Puerto Rico and where prohibited. Employees, directors and officers, and their immediate families (spouse, parents, children, siblings, and their respective spouses, regardless of where they reside), and their respective household members, whether or not related, of SHAZAM,  Inc., and the enrolled financial institutions, and their respective parent companies, affiliates, subsidiaries, and divisions are not eligible to enter. The drawing is subject to all applicable federal, state, and local laws and regulations.

Drawing & Odds

Drawing: Random monthly drawings for the eight (8) $50.00 SHAZAM gift card winners will be held on or about the 15th of August 2026, September 2026 and October 2026. The potential Grand Prize winner will be selected in a random drawing on or about October 17, 2026, from all eligible automatic and mail-in entries combined. The random drawings will be conducted by SHAZAM. All decisions are final and binding on matters relating to this rewards campaign. Your financial institution will notify prize winners by U.S. mail and/or telephone on or about October 22, 2026. All winners must be in good standing with their financial institution.

Odds: Actual odds of winning the Grand Prize and monthly prizes depend upon the total number of eligible entries received.

Prizes, Prize Restrictions & Prize Claim

Prizes: One (1) Grand Prize: $500.00 SHAZAM gift card. Twenty-four (24) monthly prizes: a $50.00 SHAZAM gift card, eight (8) of which will be given away each month of the Promotion Period.

Prize Restrictions: Any expenses not specified relating to the acceptance and use of a prize are the responsibility of each recipient.

Prize Claim: Winner will be notified by a traceable method of delivery, and where required, will be required to sign for the delivery. SHAZAM reserves the right to substitute a prize (or portion thereof) of comparable or greater value, at its sole discretion. All prize details are at SHAZAM’s sole discretion.

Additional Terms

Additional Terms: By participating, entrants agree to: a) the Official Rules, which shall be final in all respects; and b) release, discharge, indemnify, and hold harmless SHAZAM, Inc., and their respective participant financial institutions, and their respective subsidiaries, affiliates, officers, directors, and employees, from any liability, claims, or damages arising out of their participation in the drawing and the acceptance, use, misuse, or possession of any prize. By accepting a prize, winner agrees to, where legal, SHAZAM’s and its designees’ use of his/her name for advertising and publicity purposes without compensation and, upon request, will provide consent to such use in writing.

Limitation of Liability

Limitation of Liability: SHAZAM is not responsible for printing or typographical errors in any related materials, or for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries. SHAZAM reserves the right to cancel or modify the drawing if fraud or technical failures compromise the integrity of the drawing as determined by SHAZAM in its sole discretion. This drawing is governed by laws of the United States with venue in Des Moines, Iowa, for the resolution of all claims and disputes.

Lucky Rewards | April 1 – June 30, 2026

Use your debit or ATM card for PIN- or signature-based purchases from 12:00:00 a.m. PT on April 1, 2026, through 11:59:59 p.m. PT on June 30, 2026 (the “Promotion Period”) for chances to win a $500.00 SHAZAM gift card, or a $50.00 SHAZAM gift card, eight (8) of which will be given away each month of the Promotion Period. Entry for these drawings automatically occurs every time a customer of an enrolled SHAZAM financial institution makes a PIN- or signature-based purchase processed through SHAZAM during the Promotion Period with an ATM or debit card issued by such financial institution. Your financial institution uses SHAZAM for your debit card processing and has acknowledged all proper consent was obtained for participation in the Sweepstakes and any related communication. If you or an authorized user did not provide consent or if you have any other concerns, please contact your financial institution immediately.

SHAZAM, Inc. (“SHAZAM”) is the sponsor of the Lucky Rewards SHAZAM Sweepstakes (the “Sweepstakes”). There is no limit on entries per eligible customer during the entry period. Chances of winning a prize are based upon the number of eligible entries received. These prizes may not be exchanged or redeemed for cash or credit.

Lucky SHAZAM Sweepstakes Official Rules and Regulations

Entry & Eligibility

To Enter: There are two (2) ways to enter the Sweepstakes during the Promotion Period: 1) Automatic entry: One entry into the drawing automatically occurs for each ATM or debit card PIN- or signature-based purchase completed during the Promotion Period by a customer of an enrolled financial institution. Certain restrictions may apply. Only ATM or debit card PIN- or signature-based purchases made during the Promotion Period by cardholders that are in good standing under their customer agreement for that account using cards issued by a participating financial institution during the Promotion Period and said transactions are processed through SHAZAM are eligible for automatic entry. In the event of a dispute as to who submitted a particular cardholder entry, such entry will be deemed to be submitted by the primary person in whose name the card used to enter the Sweepstakes was issued. Account adjustment transactions/returns, cash advances, balance transfers, non-U.S. dollar purchases, payment of late fees or over-limit fees, and health and benefit cards are excluded from automatic entry. ATM or debit cards or card numbers that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for automatic entry. Automatic entries must be made by 11:59:59 p.m. PT on June 30, 2026, in order to be eligible. 2) To enter without purchase: Send a 3” x 5” postcard with your name, address, phone number, the name of your enrolled financial institution, and their ABA number to: Lucky Rewards SHAZAM Sweepstakes, 6700 Pioneer Parkway, Johnston, IA 50131. Mail-in entries must be postmarked by June 30, 2026 and received by July 7, 2026, in order to be eligible. Enter as often as you wish; however, each mail-in entry must be mailed in a separate postmarked, postcard. Entrants may enter only by using one of the entry methods described in these rules. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate are void. If a financial institution is not enrolled, any attempted entries received will not be considered valid. Entries become the property of SHAZAM, Inc. and will not be acknowledged or returned. No purchase is necessary to enter or win. A purchase will not increase your chances of winning.

Eligibility: The Sweepstakes is open only to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age and older as of April 1, 2026. Commercial card eligibility is subject to employer policies regarding rewards program participation. Void in Puerto Rico and where prohibited. Employees, directors and officers, and their immediate families (spouse, parents, children, siblings, and their respective spouses, regardless of where they reside), and their respective household members, whether or not related, of SHAZAM,  Inc., and the enrolled financial institutions, and their respective parent companies, affiliates, subsidiaries, and divisions are not eligible to enter. The drawing is subject to all applicable federal, state, and local laws and regulations. 

Drawing & Odds

Drawing: Random monthly drawings for the eight (8) $50.00 SHAZAM gift card winners will be held on or about the 15th of May 2026, June 2026 and July 2026. The potential Grand Prize winner will be selected in a random drawing on or about July 17, 2026, from all eligible automatic and mail-in entries combined. The random drawings will be conducted by SHAZAM. All decisions are final and binding on matters relating to this rewards campaign. Your financial institution will notify prize winners by U.S. mail and/or telephone on or about July 22, 2026. All winners must be in good standing with their financial institution.

Odds: Actual odds of winning the Grand Prize and monthly prizes depend upon the total number of eligible entries received.

Prizes, Prize Restrictions & Prize Claim

Prizes: One (1) Grand Prize: $500.00 SHAZAM gift card. Twenty-four (24) monthly prizes: a $50.00 SHAZAM gift card, eight (8) of which will be given away each month of the Promotion Period. 

Prize Restrictions: Any expenses not specified relating to the acceptance and use of a prize are the responsibility of each recipient.

Prize Claim: Winner will be notified by a traceable method of delivery, and where required, will be required to sign for the delivery. SHAZAM reserves the right to substitute a prize (or portion thereof) of comparable or greater value, at its sole discretion. All prize details are at SHAZAM’s sole discretion. 

Additional Terms

Additional Terms: By participating, entrants agree to: a) the Official Rules, which shall be final in all respects; and b) release, discharge, indemnify, and hold harmless SHAZAM, Inc., and their respective participant financial institutions, and their respective subsidiaries, affiliates, officers, directors, and employees, from any liability, claims, or damages arising out of their participation in the drawing and the acceptance, use, misuse, or possession of any prize. By accepting a prize, winner agrees to, where legal, SHAZAM’s and its designees’ use of his/her name for advertising and publicity purposes without compensation and, upon request, will provide consent to such use in writing.

Limitation of Liability

Limitation of Liability: SHAZAM is not responsible for printing or typographical errors in any related materials, or for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries. SHAZAM reserves the right to cancel or modify the drawing if fraud or technical failures compromise the integrity of the drawing as determined by SHAZAM in its sole discretion. This drawing is governed by laws of the United States with venue in Des Moines, Iowa, for the resolution of all claims and disputes. 

If you do not wish to receive future sweepstakes mailings from your financial institution, please send a removal request with your name, complete mailing address, and the first six digits of your ATM or debit card number, if any, to Card Services at the mailing address shown on your monthly account statement.